USER PROFILE SERVICE BREAKS TOP LEVEL SITE

I have an interesting dilemma.  My top level site (Home Page) works fine, that is until I create the User Profile Service Application.  Once I create that, I get the below message when trying to get to the home page:

An unexpected error has occurred.

Troubleshoot issues with Microsoft SharePoint Foundation.

Correlation ID: 5d96fbf7-a3a6-4a84-824c-d80bd4677ed3

If I remove the service, the page comes up normally. 

I pulled the log files and see this predominately throughout
An exception occurred when trying to issue security token: The reque
           sted service, 'http://localhost:32843/SecurityTokenServiceApplicatio
           n/securitytoken.svc/actas' could not be activated. See the server's
           diagnostic trace logs for more information..

Any ideas, pulling my hair out here.

Thanks